Riviera Wealth Management

Catégorie : Investissement

French Employee Savings Plans 2026: PEE, PERCOL and Profit-Sharing — Your Guide to Optimising Contributions

Profit-sharing bonuses for 2025 are arriving in July 2026. You have 15 days to choose between a taxable cash payout and a tax-exempt deposit into a PEE or PERCOL. A practical guide to optimising this decision.

juillet 9, 2026
Life Insurance Withdrawals in Retirement: The Optimal Tax Strategy

Annual allowances, multiple contracts, scheduled withdrawals — how to draw down intelligently from your French life insurance in retirement without overpaying tax.

juillet 7, 2026
Mid-Year Wealth Review 2026: 5 Decisions You Should Not Postpone Until September

Livret A at 1.5%, flat tax raised to 31.4%, SCPIs rebounding: at the fiscal mid-year, here are the 5 wealth management decisions to make before summer to optimise taxation, returns and estate planning in 2026.

juin 30, 2026
The Family SCI in 2026: Structure and Transfer Your Real Estate Assets

Corporate tax vs. income tax, share dismemberment, 2026 Finance Act — the family SCI is the reference tool for any family wishing to manage and transfer real estate in an organised and tax-efficient manner.

juin 6, 2026
PEA 2026: The Optimal Strategy After the Social Contribution Increase

Expertise Solutions Approach Regulation About Wealth Markets Contact Client Portal Become a Client FR / EN WEALTH MANAGEMENT PEA 2026: The Optimal Strategy After the Social Contribution Increase Social contributions at 18.6%, PFU at 31.4% — PEA, life insurance and securities account comparison & allocation guide 19 May 2026 • 10 min read • By…

mai 19, 2026
LMNP 2026: Depreciation Recapture & Capital Gains Tax

France’s 2026 LMNP reform reinstates depreciation recapture on capital gains. Understand the tax impact and discover strategies to protect your real estate investments.

mai 16, 2026
Euro Fund Life Insurance 2026: Returns at Record Highs, Tax at Record Lows

Euro funds delivered an average 2.65% return in 2025, a ten-year high. With the Livret A falling to 1.5% and life insurance shielded from the 2026 social levy increase, guaranteed funds are back as the cornerstone of wealth allocation.

avril 22, 2026
Private Equity in 2026: Integrating Unlisted Assets into an HNWI Portfolio Strategy

French private equity delivers a net IRR of 12.4% over ten years according to France Invest and EY, structurally outperforming listed markets. In 2026, the ELTIF 2.0 regulation and the Industrie Verte Act open new access routes for HNWI investors through life insurance wrappers and pension plans.

mars 29, 2026
REITs (SCPI) in 2026: Is Property Paper Still Worth Investing In?

SCPIs (Sociétés Civiles de Placement Immobilier — the French equivalent of non-listed REITs) are undergoing a phase of redefinition in 2026. After two years of valuation correction, the property-paper market offers renewed opportunities for informed investors.

mars 25, 2026
CSG Increase to 10.6% in 2026: What Impact on Your Financial Investments?

The 2026 Social Security Finance Act raises the CSG on investment income from 9.2% to 10.6%, bringing total social levies to 18.6%. An analysis of the investments affected and adaptation strategies for portfolios exceeding €500,000.

mars 19, 2026