RWM Perspectives
Our Insights and Convictions
Expert analysis of wealth management, tax planning, and financial market trends. Discover our vision on the opportunities and challenges shaping your wealth.
Articles and Exclusive Analyses
Benefit from our experts’ insights on wealth planning, tax strategies, and investment opportunities.
French Wealth Tax (IFI) 2026: Four Optimization Strategies Before the June Filing Deadline
Property dismemberment, portfolio rebalancing, charitable donations, and deductible debt management: four practical levers to optimize your IFI.
Defensive or Offensive Allocation in 2026? Adapting Your Portfolio to the New Economic Cycle
European equities remain undervalued with 15-25% discounts versus US peers. An adaptive barbell approach for the new cycle.
Expats on the Côte d’Azur: 5 Tax Mistakes to Avoid in 2026
France applies worldwide taxation. Over 120 bilateral tax treaties can be leveraged — but only if properly applied.
REITs (SCPI) in 2026: Is Property Paper Still Worth Investing In?
After two years of correction, the best-positioned SCPIs now deliver yields of 5 to 7% with potential for share price recovery.
US-Europe Trade War 2026: How to Protect Your Wealth
European markets outperform whilst the dollar’s 12% decline erodes returns on US-denominated assets for euro-based investors.
Individual PER vs Life Insurance: Which Strategy to Prepare for Retirement in 2026?
Choosing between an individual PER and a life insurance contract requires careful analysis of your retirement objectives.
Wealth Transmission: Anticipating the Donation-Partage Before 2027
The donation-partage is a key tool for optimising wealth transmission. Ahead of 2027, legislative changes could alter its tax regime.
Pacte Dutreil 2026 Reform: What Changes for Family Business Transmission
Individual holding period extended to 6 years, exclusion of non-operating assets. Analysis of new rules and optimisation strategies.
How to Choose a Wealth Manager: 7 Essential Criteria
Verifying regulatory status, evaluating independence, and ensuring full transparency on fees: the key criteria.
Luxembourg Life Insurance: Why Côte d’Azur Expats Are Taking Notice in 2026
The safety triangle, tax neutrality for non-residents, and access to institutional funds with lower fees.
Q2 2026 Market Outlook: Navigating Residual Inflation and Sector Rotation
ECB and Fed at different stages of normalisation. Progressive rotation from US to European equities anticipated.
Early Life Insurance Transmission in 2026: An Exceptional Tax-Free Opportunity
Transfer up to 152,500 per beneficiary tax-free during your lifetime under the 2026 Finance Act.
CSG Increase to 10.6% in 2026: What Impact on Your Financial Investments?
Total social levies rise to 18.6%. An analysis of investments affected and adaptation strategies for portfolios exceeding 500,000.