One firm, one point of contact
An independent wealth management advisory firm on the French Riviera and Monaco, serving families, entrepreneurs and executives since 2010.
Benjamin Cohen
Benjamin Cohen founded Riviera Wealth Management in 2010 with a single conviction: wealth advisory must be entirely at the service of the client, free from any conflict of interest.
A private banker at HSBC Private Bank in Paris (2002–2004), within a team responsible for €350 million in assets, he then became a partner and member of the executive board of Keren Finance (2004–2009), where he managed the Keren Patrimoine, Keren Corporate and Keren Opportunités funds — spanning multi-asset wealth management, corporate credit and small & mid-cap equities.
A graduate of ISEG Paris in financial markets, he pursued executive education at Columbia Business School (options strategy, advanced financial statement analysis) and the University of California, Berkeley (blockchain technologies). A dual French-British national, he serves French and international clients in both languages.
This dual heritage — institutional asset management and private banking — shaped the firm’s approach: open architecture, rigorous solution selection and personalised monitoring, within a relationship of trust and proximity.
establishment
wealth expertise
with no proprietary products
in finance and wealth
A firm built on conviction
From inception to today, every milestone reflects our commitment to independence and advisory excellence.
Private banking & asset management
Benjamin Cohen began his career as a private portfolio manager at HSBC Private Bank in Paris, then became a partner and member of the executive board of Keren Finance, where he managed three investment funds.
The firm is founded
Benjamin Cohen founds Riviera Wealth Management in Mougins, with the ambition of offering genuinely independent wealth advice on the Côte d’Azur.
Regulatory registration
Registration with ORIAS under number 11 060 879 as an insurance and banking operations broker, financial investment adviser status, and membership of the CNCGP. All three are publicly verifiable: see the Regulatory.
Broadening the expertise
The advisory scope is extended to tax optimisation, succession planning and property investment, giving clients a genuinely comprehensive approach.
Cross-border specialisation
A growing share of internationally exposed cases: Monaco residents subject to the Franco-Monegasque tax treaty, non-residents owning property on the coast, arrivals in and departures from France, exit tax, Luxembourg contracts. The firm’s bilingual culture becomes a deciding factor for these clients.
Client portal and proprietary tools
Launch of the secure client portal and go-live of Riviera TIDE, the firm’s proprietary allocation discipline, which measures the market regime and adjusts exposure between the floor and ceiling set by each client’s profile.
The principles that underpin our commitment
Independence of ownership
The firm’s capital is held by its founder. No bank, no insurer and no asset manager has a stake in it, and no asset-gathering target is set for us. How we are paid, fees and retrocessions, is set out in full on the Regulatory.
Transparency on costs
The total cost of a solution — wrapper charges, management fees, the firm’s remuneration — is quantified before subscription, then restated every year. A net return that is not compared with its cost means nothing.
Discipline
Exposure limits are set with a cool head, at the time of the diagnosis, and held when markets turn uncomfortable. That is the purpose of Riviera TIDE: to take emotion out of the allocation decision.
Continuity
No adviser rotation, no file handovers, no call centre. The person who read your articles of association and built your allocation is the person who answers five years later, in French or in English.
Six disciplines at the service of your wealth
A comprehensive approach covering all your wealth management needs, from strategy to implementation.
Wealth structuring
Comprehensive structuring of your personal and professional wealth
Tax optimisation
Lawful strategies to optimise your tax burden
Financial management
Investment selection and monitoring in open architecture
Property investment
SCPI, direct property, dismemberment and wealth structures
Succession & estate planning
Anticipation and optimisation of your wealth transfer
Retirement planning
Preparation and protection of your future income
A true wealth adviser must serve their client, not their own commercial interests. Independence is the only guarantee of that commitment.
A regulated firm
Riviera Wealth Management operates in strict compliance with the French regulatory framework, ensuring security and compliance for our clients.
CIF — AMF
Certified Investment Adviser, registered with the French Financial Markets Authority (AMF)
ORIAS
Insurance and Banking Operations Broker, under the supervision of the ACPR
CNCGP
National Chamber of Wealth Management Advisers, ensuring professional ethics and continuing education
In the heart of the French Riviera
Based in Mougins, between Cannes and Nice, Riviera Wealth Management benefits from a privileged position to serve both local and international clients across the French Riviera and the Principality of Monaco.
Let’s build your wealth strategy together
A 30-minute discovery consultation, with no commitment and in complete confidence, to discuss your objectives.
Schedule a consultation