REGULATION

Our professional accreditations

Riviera Wealth Management holds several regulated licences, ensuring competence, independence and the protection of our clients.

REGULATED LICENCES

Competence, independence and protection

Each accreditation results from rigorous audits and ongoing training, ensuring advice that meets the highest professional standards.

AMF • CNCGP

CIF — Financial Investment Adviser

Registered with the French Financial Markets Authority (AMF), member of the CNCGP. Guarantees competence and regulatory compliance in financial advisory and investment counsel.

CIF No. A325000
ORIAS • ACPR

COA — Insurance Broker

Registered with ORIAS under the supervision of the ACPR. Enables us to offer life insurance, capitalisation and protection contracts from all providers on the market.

ORIAS 11 060 879
ORIAS • ACPR

COBSP — Banking Operations Broker

Registered with ORIAS under the supervision of the ACPR. Enables intermediation in banking operations (mortgage lending, business loans) with all institutions.

ORIAS 11 060 879
GDPR

GDPR — Data Protection

Full compliance with the General Data Protection Regulation. A designated Data Protection Officer (DPO) ensures the confidentiality and security of your personal information.

Regularly audited policy
TRACFIN

AML-CFT — Anti-Money Laundering

Internal vigilance procedures, TRACFIN declarations, ongoing team training. Compliance with the 5th European Directive and French legislation. Regular controls and comprehensive documentation.

5th EU Directive
EUROPE

MiFID II — Financial Markets Directive

Full compliance with the European directive on financial instrument markets. Fee transparency, suitability of recommendations and product governance applied on a daily basis.

Directive 2014/65/EU
CLIENT GUARANTEES

Your protection is our priority

Professional Liability Insurance

Comprehensive protection against professional claims, covering all our advisory activities.

MMA Entreprise
160 rue Henri Champion
72030 Le Mans Cedex 9

Financial Guarantee

Compliance with regulatory requirements for insurance and banking intermediaries.

Funds designed to protect
client assets in the event of
financial difficulty for the firm.

Mediation

Free access to the consumer mediator designated by the CNCGP for amicable dispute resolution.

CNCGP Mediator
Free and independent
amicable resolution.

COMPLIANCE PROCESS

A rigorous framework at every stage

Our compliance process structures every client interaction, from onboarding to ongoing monitoring, in accordance with MiFID II requirements and AMF recommendations.

Onboarding

Know Your Client (KYC)

Full identification, identity verification, wealth analysis, risk profile assessment and investment objective evaluation.

Analysis

MiFID II Suitability Test

Verification of suitability between proposed recommendations and the client’s profile: experience, risk tolerance and investment horizon.

Transparency

Pre-contractual Information

Communication of the Client Engagement Document, engagement letter, complete fee schedule and conflict of interest management policy.

Ongoing monitoring

Reporting & Periodic Review

Annual fee reporting (ex-post), periodic suitability reassessment, client profile updates and full traceability of all recommendations.

SUPERVISORY AUTHORITIES

Our regulatory authorities

Riviera Wealth Management operates under the supervision of France’s highest regulatory authorities.

CNCGP

National Chamber of Wealth Management Advisers

AMF

French Financial Markets Authority

ACPR

Prudential Supervisory and Resolution Authority — Banque de France

ORIAS

Single register of insurance, banking and finance intermediaries

MMA

MMA Entreprise — Professional Liability Insurance

VERIFICATION

Verify our accreditations

You may verify our licences on the official registries. Transparency is at the heart of our commitment.

FIRST STEP

Let’s discuss your wealth objectives

A 30-minute introductory consultation, with no commitment. We listen before we advise.

Schedule a consultation
No commitment 100% confidential Response within 24h