Wealth engineering in the service of great ambitions
Independent wealth management advisory for a discerning private clientele. Open architecture, global vision, bespoke execution.
What sets us apart
Total independence
No capital ties to banks or insurers. Our recommendations serve exclusively your interests. Zero proprietary products, zero conflicts of interest.
Global open architecture
Access to all market solutions — funds, ETFs, structured products, Luxembourg life insurance, private equity — with no product range restrictions.
Cross-border advisory
Expertise across France, Monaco and internationally. Support for residents, non-residents and multi-jurisdictional families in full compliance.
Expertise beyond convention
Comprehensive wealth strategy
Full audit, legal structuring (SCI, holding companies, dismemberment), succession planning.
We design your wealth roadmap at 10, 20 and 30 years.
- Exhaustive wealth assessment and risk mapping
- Optimal multi-entity legal structuring
- Quantified and stress-tested scenarios
Asset management & allocation
Bespoke allocation, open-architecture fund selection, discretionary or advisory management.
We build portfolios that reflect your convictions and risk tolerance.
- Personalised tactical and strategic allocation
- Rigorous selection (ETFs, UCITS, alternative funds)
- Transparent reporting and disciplined rebalancing
Tax engineering
Income tax, wealth tax and capital gains optimisation. Targeted tax-relief schemes.
Every euro saved in tax is a euro working for your wealth.
- Income tax, wealth tax and capital gains strategies
- PER, Girardin, Malraux and targeted schemes
- Tax advisory for non-residents
Life insurance & protection
French and Luxembourg contracts, bespoke beneficiary clauses, key-person coverage.
The most powerful wrapper in French law, optimised for your needs.
- Luxembourg contracts for portfolios > €500K
- Dismembered and bespoke beneficiary clauses
- Key-person and executive protection
Real estate & tangible assets
SCPI, OPCI, direct property, listed real estate.
Real estate as a pillar of diversification and yield.
- Open-architecture SCPI selection (>200 funds)
- Dismemberment and bare ownership strategies
- LMNP and managed property
Succession & family governance
Gifts, Dutreil pact, family office, family charter.
Preparing succession means protecting what truly matters.
- Optimised 15-year gift strategy
- Dutreil pact and business succession
- Family governance and mediation
Trust is built over time
After 15 years with a Geneva private bank, we were seeking truly independent advice. RWM proposed a complete restructuring that significantly reduced our tax burden while improving diversification.
The responsiveness and quality of reporting are on a par with what I experienced at UBS. But here, I am a client, not an account number.
Benjamin and his team handled our family business succession with remarkable rigour and sensitivity. Everything was anticipated.
Let’s discuss your wealth objectives
A 30-minute initial consultation, with no commitment. We listen before we advise.
Schedule a consultation