Our Expertise
Comprehensive expertise at the service of your wealth
From wealth structuring to succession planning, we cover all your needs with rigour, independence and creativity.
Areas of Expertise
Six expertise areas, one integrated vision
Every dimension of your wealth deserves specialized attention. We combine these six areas of expertise to build a coherent and personalized strategy.
Wealth Structuring
The first step in effective wealth management is clear and structured organization. We analyze your overall situation and design a wealth architecture tailored to your fiscal, family and professional circumstances.
Areas of Intervention
- Comprehensive assessment and mapping of your wealth
- Optimal legal structuring (SCI, holding companies, civil partnerships)
- Risk mapping and protection plan
- Personalized action plan with measurable objectives
Use case: Pierre, 52, a business owner with wealth distributed between personal real estate, shares in his SAS and life insurance. We conduct a comprehensive audit to reorganize everything within a coherent structure, optimizing taxation and succession.
Financial Management
Building a performant and coherent asset allocation requires deep market expertise, disciplined management and the ability to adapt strategy to economic changes. We select the best instruments within an open architecture.
Areas of Intervention
- Personalized asset allocation based on your risk profile
- Fund selection in 100% open architecture
- Management under mandate or advisory approach depending on your preferences
- Regular rebalancing and investment discipline
Use case: Catherine, 45, a senior executive with significant savings capacity, wants to build a diversified portfolio. We implement a balanced allocation across equity, fixed income and alternative funds with detailed quarterly reviews.
Tax Optimization
Optimizing your tax position is not tax evasion, it is responsible and intelligent wealth management. We identify legal levers to minimize your tax burden and maximize what you preserve for your family.
Areas of Intervention
- Income tax optimization strategy
- Tax niches and tax relief mechanisms
- Wealth tax optimization and succession planning
- International advice for expatriates and non-residents
Use case: Marc and Sophie, a couple with combined income of 250,000 euros, seek to reduce their tax burden. We combine real estate investments in heritage preservation schemes, optimized personal savings plans and SCI structuring to reduce their tax pressure by 30%.
« Every estate tells a story. Our role is to preserve it. »
Real Estate and Tax Relief
Real estate remains a cornerstone in building and preserving wealth. We select real estate opportunities that combine return potential, tax reduction and managed risk, tailored to your investor profile.
Areas of Intervention
- Real estate funds and open architecture real estate platforms
- Furnished rental properties for non-professional operators
- Historic properties and heritage preservation schemes
- Heritage monuments and real estate tax niches
Use case: Laurent, 58, wants to diversify his financial portfolio into real estate without management constraints. We build a diversified real estate investment fund portfolio with geographic and sectoral diversification, generating stable net returns of 4.5%.
Life Insurance and Protection
Life insurance is the most comprehensive and flexible wealth management tool. French or Luxembourg contracts, bespoke beneficiary clauses, death coverage — we build a protection system that keeps your family secure.
Areas of Intervention
- Selection of optimized contracts in open architecture
- Tax structuring and bespoke beneficiary clauses
- Personal and professional protection management
- Specific coverage for business owners and executives
Use case: Isabelle, 50, wants to protect her two children and optimize the transfer of her 2 million euro estate. We structure two Luxembourg life insurance contracts with split beneficiary clauses and managed asset allocation.
Estate Planning and Succession
Transferring your wealth to future generations is a responsibility we take very seriously. We design fiscal and legal strategies to minimize succession costs and perpetuate your legacy in accordance with your wishes.
Areas of Intervention
- Family and intergenerational wealth transfer strategy
- Business succession planning and family holding structuring
- Separation of ownership and usufruct rights
- International succession and cross-border inheritance
Use case: Jean-Paul and Marie, 65, have three properties and an investment portfolio. They wish to progressively transfer to their three children. We organize strategic donations and structure through a family partnership to optimize succession rights.
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Let’s discuss your wealth management needs
A 30-minute discovery conversation, without commitment and in complete confidence, to understand your objectives and explore solutions tailored to your situation.
The information presented on this website is provided for informational purposes only and does not constitute investment advice, personalized recommendations or an offer of financial products. Past performance is not indicative of future results. All investments carry risks, including the risk of capital loss. Before making any investment decision, we recommend that you consult with your wealth management advisor. RWM – Rothschild Wealth Management is registered as a Financial Investment Advisor with ORIAS under number 11 060 879 and is a member of CNCGP.