wealth-management – Riviera Wealth Management

The Family Holding Company: The Underused Wealth Optimisation Tool for Entrepreneurs

Parent-subsidiary regime, tax consolidation, Dutreil pact: how a family holding company reduces dividend taxation from 30% to under 1.3% and optimises wealth transmission for French Riviera entrepreneurs.

septembre 19, 2026

Corporate Tax (IS) or Personal Tax (IR) for Your French SCI? The Right Regime in 2026

IS or IR for your French SCI? Depreciation, capital gains allowances, double taxation at exit: the complete guide to choosing the right tax regime for your real estate holding company in 2026.

septembre 10, 2026

Gifting Securities: Erasing Unrealised Capital Gains and Optimising Wealth Transfer

Gifting financial securities (equities, ETFs, funds) rather than cash allows you to transfer unrealised capital gains without triggering taxation — an underused lever to deploy before the 2026 tax year-end.

septembre 1, 2026

SCPI Bare Ownership: Dismember to Invest Smarter

SCPI bare ownership allows French property fund shares to be acquired at a 17–40% discount with zero income tax liability during the dismemberment period. For investors at the 45% marginal rate, the net annualised return over 10 years nearly doubles that of full ownership.

août 13, 2026

PER 2026: Maximise Your Contributions Before 31 December

France's PER retirement savings plan offers immediate tax deductibility of up to 45% of contributions. How to calculate your available ceiling, mobilise carry-forward allowances and optimise your contributions before 31 December 2026.

août 11, 2026

French Forest Investment Funds (GFI) in 2026: Triple Tax Advantage, IFI Exemption and Succession Planning

The French GFI (Groupement Forestier d'Investissement) combines three simultaneous tax advantages: an 18% income tax reduction at subscription, a 75% IFI wealth tax exemption, and an uncapped 75% Monichon succession abatement. In 2026, discover why high-net-worth investors systematically include this tangible forest asset in their wealth strategy.

juillet 23, 2026

The Dutreil Pact 2026: Transfer Your Business with a 75% Tax Exemption

The French Dutreil Pact exempts 75% of a company's value from succession or gift taxes. For €1,000,000 in professional assets, taxes drop from €213,000 to just €28,000. A complete guide to eligibility conditions and combined strategies in 2026.

juillet 18, 2026

Matrimonial Regimes: Changing Your Regime After 40 to Protect Your Wealth

Your matrimonial regime can be changed at any time after two years of marriage. Universal community, separation of assets, participation in acquisitions: how to choose the right regime to optimise your estate transfer and protect your surviving spouse.

juillet 14, 2026

Lombard Credit: Finance Your Projects Without Selling Your Assets

Lombard credit provides liquidity (50-80% of portfolio value) without selling securities or triggering capital gains tax. Discover how this discreet lever of great fortunes can optimise your wealth strategy.

juillet 11, 2026

Life Insurance Withdrawals in Retirement: The Optimal Tax Strategy

Annual allowances, multiple contracts, scheduled withdrawals — how to draw down intelligently from your French life insurance in retirement without overpaying tax.

juillet 7, 2026

Étiquette : wealth-management