France – Riviera Wealth Management

Life Annuity Property in France: Sell Your Home, Earn a Lifetime Income, and Transmit Your Wealth

The French life annuity (viager) allows you to sell your property, receive a lifetime income taxed at only 30% from age 70, reduce your IFI wealth tax, and optimise estate transmission.

août 29, 2026

The tontine clause in French real estate: protecting your partner without inheritance tax

A little-known yet highly effective mechanism, the French tontine clause allows the surviving partner to become sole owner of a property at the cost of a simple transfer duty (~3.80%), bypassing the 60% inheritance tax rate. How to protect your partner without marriage or PACS.

août 22, 2026

France’s New Unproductive Wealth Tax (IFI-I): What You Need to Know in 2026

France's 2026 Finance Act transforms the IFI into IFI-I: artworks, jewellery, vacant properties and holding companies are now in the taxman's sights. Key rates, new levies and strategies to implement before year-end.

août 6, 2026

French Employee Savings Plans 2026: PEE, PERCOL and Profit-Sharing — Your Guide to Optimising Contributions

Profit-sharing bonuses for 2025 are arriving in July 2026. You have 15 days to choose between a taxable cash payout and a tax-exempt deposit into a PEE or PERCOL. A practical guide to optimising this decision.

juillet 9, 2026

Étiquette : France

Life Annuity Property in France: Sell Your Home, Earn a Lifetime Income, and Transmit Your Wealth

The tontine clause in French real estate: protecting your partner without inheritance tax

France’s New Unproductive Wealth Tax (IFI-I): What You Need to Know in 2026

French Employee Savings Plans 2026: PEE, PERCOL and Profit-Sharing — Your Guide to Optimising Contributions