estate-planning – Riviera Wealth Management

The Family SCI: protect and transfer your real estate wealth

The family SCI allows progressive real estate transfer while eliminating joint ownership disputes and optimising estate tax. Full guide: share dismemberment, IR vs IS choice, key risks.

août 15, 2026

The Capitalisation Contract: the overlooked envelope for optimising your estate transfer

The capitalisation contract shares the favourable tax advantages of life insurance after 8 years, but stands apart through its unique estate transfer specificities: gifting with preserved tax seniority, accessibility to legal entities, and exclusion from exit tax.

août 8, 2026

The Dutreil Pact 2026: Transfer Your Business with a 75% Tax Exemption

The French Dutreil Pact exempts 75% of a company's value from succession or gift taxes. For €1,000,000 in professional assets, taxes drop from €213,000 to just €28,000. A complete guide to eligibility conditions and combined strategies in 2026.

juillet 18, 2026

Matrimonial Regimes: Changing Your Regime After 40 to Protect Your Wealth

Your matrimonial regime can be changed at any time after two years of marriage. Universal community, separation of assets, participation in acquisitions: how to choose the right regime to optimise your estate transfer and protect your surviving spouse.

juillet 14, 2026

Future Protection Mandate: the discreet tool that shields your estate against incapacity

Guardianship, curatorship or notarised mandate? For families with significant assets, the Future Protection Mandate is the legal instrument that organises in advance the management of all asset classes without judicial intervention.

juillet 2, 2026

Mid-Year Wealth Review 2026: 5 Decisions You Should Not Postpone Until September

Livret A at 1.5%, flat tax raised to 31.4%, SCPIs rebounding: at the fiscal mid-year, here are the 5 wealth management decisions to make before summer to optimise taxation, returns and estate planning in 2026.

juin 30, 2026

Étiquette : estate-planning