Patrimoine – Riviera Wealth Management

International succession: which law applies to your estate?

Since 2015, EU Regulation 650/2012 has revolutionised international succession planning. Discover how the professio juris lets you choose the law governing your estate, and how to anticipate French inheritance tax for your international family.

octobre 1, 2026

Year-End 2026: Five Wealth Planning Decisions You Cannot Afford to Delay

Three months remain to optimise your 2026 tax position: PER retirement contributions, capital loss harvesting, tax-advantaged giving, family gifts and life insurance switches — five wealth planning decisions to make before 31 December.

septembre 29, 2026

France 2027 Budget: the gift tax window — what families need to plan for now

France's 2027 Finance Bill proposes a flat 6% gift tax rate and a raised family cash gift ceiling. A landmark fiscal window — but with potential trade-offs. What to do before the vote.

septembre 26, 2026

Future Protection Mandate: Anticipating Incapacity to Safeguard Your Wealth

How to designate a trusted proxy to manage your life insurance, SCPI and real estate portfolio in the event of incapacity — and avoid the paralysis of court-imposed guardianship.

septembre 24, 2026

The Family Holding Company: The Underused Wealth Optimisation Tool for Entrepreneurs

Parent-subsidiary regime, tax consolidation, Dutreil pact: how a family holding company reduces dividend taxation from 30% to under 1.3% and optimises wealth transmission for French Riviera entrepreneurs.

septembre 19, 2026

Corporate Tax (IS) or Personal Tax (IR) for Your French SCI? The Right Regime in 2026

IS or IR for your French SCI? Depreciation, capital gains allowances, double taxation at exit: the complete guide to choosing the right tax regime for your real estate holding company in 2026.

septembre 10, 2026

French Life Insurance in 2026: How to Rebalance Towards Unit-Linked Funds After the Fed Pivot

The first Fed rate cut of the cycle reshapes the risk/return equation between euro funds and unit-linked investments. A practical guide to rebalancing your French life insurance before end of 2026.

septembre 8, 2026

Gifting Securities: Erasing Unrealised Capital Gains and Optimising Wealth Transfer

Gifting financial securities (equities, ETFs, funds) rather than cash allows you to transfer unrealised capital gains without triggering taxation — an underused lever to deploy before the 2026 tax year-end.

septembre 1, 2026

Life Annuity Property in France: Sell Your Home, Earn a Lifetime Income, and Transmit Your Wealth

The French life annuity (viager) allows you to sell your property, receive a lifetime income taxed at only 30% from age 70, reduce your IFI wealth tax, and optimise estate transmission.

août 29, 2026

The tontine clause in French real estate: protecting your partner without inheritance tax

A little-known yet highly effective mechanism, the French tontine clause allows the surviving partner to become sole owner of a property at the cost of a simple transfer duty (~3.80%), bypassing the 60% inheritance tax rate. How to protect your partner without marriage or PACS.

août 22, 2026

Catégorie : Patrimoine