Riviera Wealth Management

Catégorie : Patrimoine

French Family SCI in 2026: the strategic vehicle for managing and transferring real estate wealth

The French family SCI is one of the most powerful tools in estate planning: ownership splitting, share gifting, IR vs IS regime. Discover how to optimise your real estate succession in 2026.

juillet 21, 2026
The Dutreil Pact 2026: Transfer Your Business with a 75% Tax Exemption

The French Dutreil Pact exempts 75% of a company’s value from succession or gift taxes. For €1,000,000 in professional assets, taxes drop from €213,000 to just €28,000. A complete guide to eligibility conditions and combined strategies in 2026.

juillet 18, 2026
French REITs (SCPI) in 2026: Selectivity and Arbitrage in a Recomposing Market

With an average yield of 4.91% and the French OAT at 3.72%, the SCPI market is evolving at three speeds in 2026. How to select the right vehicles, optimise taxation and arbitrage according to your wealth profile.

juillet 16, 2026
Matrimonial Regimes: Changing Your Regime After 40 to Protect Your Wealth

Your matrimonial regime can be changed at any time after two years of marriage. Universal community, separation of assets, participation in acquisitions: how to choose the right regime to optimise your estate transfer and protect your surviving spouse.

juillet 14, 2026
Lombard Credit: Finance Your Projects Without Selling Your Assets

Lombard credit provides liquidity (50-80% of portfolio value) without selling securities or triggering capital gains tax. Discover how this discreet lever of great fortunes can optimise your wealth strategy.

juillet 11, 2026
French Employee Savings Plans 2026: PEE, PERCOL and Profit-Sharing — Your Guide to Optimising Contributions

Profit-sharing bonuses for 2025 are arriving in July 2026. You have 15 days to choose between a taxable cash payout and a tax-exempt deposit into a PEE or PERCOL. A practical guide to optimising this decision.

juillet 9, 2026
Fixed-Maturity Bond Funds: Capturing Today’s High Rates Before the ECB Pivots

ECB at 2.25%, French OAT at 3.72% — fixed-maturity bond funds allow you to lock in today’s high yields for 3 to 5 years. A complete guide for integrating them into your life insurance, PER or securities account.

juillet 4, 2026
Future Protection Mandate: the discreet tool that shields your estate against incapacity

Guardianship, curatorship or notarised mandate? For families with significant assets, the Future Protection Mandate is the legal instrument that organises in advance the management of all asset classes without judicial intervention.

juillet 2, 2026
Mid-Year Wealth Review 2026: 5 Decisions You Should Not Postpone Until September

Livret A at 1.5%, flat tax raised to 31.4%, SCPIs rebounding: at the fiscal mid-year, here are the 5 wealth management decisions to make before summer to optimise taxation, returns and estate planning in 2026.

juin 30, 2026
The Family SCI in 2026: Structure and Transfer Your Real Estate Assets

Corporate tax vs. income tax, share dismemberment, 2026 Finance Act — the family SCI is the reference tool for any family wishing to manage and transfer real estate in an organised and tax-efficient manner.

juin 6, 2026